usury - 2026 ACF Regionals

Packet C: Bonus 16

The Qur’an states that those who engaged in this practice “will stand on Judgment Day like those driven to madness by Shaitan’s touch.” For 10 points each:

[10m] The proscription against riba in Islamic law is generally interpreted as prohibiting what practice? In the Tanakh, the Lord discourages this practice by condemning the seizure of a neighbor’s cloak which is not returned by sundown.

ANSWER: usury (“YOO-zhur-ee”) [accept answers indicating charging interest; accept neshek; prompt on loans]

[10h] Instead of riba, Islamic lenders are more likely to engage in this practice in which a commodity is sold to a bank, who then sells it to the customer for an agreed upon marked-up value that is paid over time in installments.

ANSWER: murabaha (“moo-RA-ba-ha”) [or murâbaḥah; or Murabahah to the Purchase Orderer or bai’ muajjal or bai’-bithaman ajil or BBA or bai’ al-ina; prompt on credit sales or rent-to-buy; prompt on cost-plus financing]

[10e] Riba is sometimes seen as the antithesis to this pillar of Islam that mandates almsgiving.

ANSWER: zakat

<UCSD A, Religion> | Packet C - Virginia Tech A, Waterloo A, UCSD A, UBC A

Heard	PPB	E %	M %	H %
64	12.81	83%	39%	6%

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Conversion

Team	Opponent	Part 1	Part 2	Part 3	Total	Parts
Alabama A	Georgia Tech B	0	0	10	10	E
Berkeley A	Stanford B	10	10	10	30	MHE
Berkeley C	Berkeley B	10	0	10	20	ME
Bristol	Oxford A	0	0	10	10	E
Brown	Harvard B	0	0	10	10	E
Bruin	Georgia Tech D	10	0	10	20	ME
CWRU B	Michigan A	0	0	10	10	E
Cambridge A	Warwick B	10	10	10	30	MHE
Central Florida A	Central Florida B	0	0	10	10	E
Central Florida C	Florida A	0	0	0	0
Chicago C	Northwestern B	0	0	0	0
Columbia A	Vassar	10	0	10	20	ME
Columbia B	Johns Hopkins A	0	10	0	10	H
Columbia C	Maryland A	10	0	10	20	ME
Cornell C	Binghamton A	10	0	10	20	ME
Edinburgh A	Oxford C	10	10	10	30	MHE
Georgia Tech A	Claremont	0	0	10	10	E
Georgia Tech C	Alabama B	10	0	10	20	ME
Harvard A	Dartmouth B	10	0	10	20	ME
Illinois A	Chicago D	10	0	10	20	ME
Illinois B	Illinois C	10	0	10	20	ME
Imperial A	Durham	0	0	10	10	E
Imperial B	Southampton B	0	0	10	10	E
Indiana A	Northwestern C	10	0	10	20	ME
Kentucky	Vanderbilt B	0	0	10	10	E
LSE	Edinburgh B	0	0	10	10	E
Manchester	Montpellier	10	0	10	20	ME
Maryland B	John Jay	0	0	10	10	E
Maryland C	Georgetown	0	0	10	10	E
McGill A	Brock	0	0	10	10	E
McGill B	Waterloo B	0	0	10	10	E
McMaster A	Western C	10	0	10	20	ME
Michigan B	Ohio State B	0	0	10	10	E
Michigan State	Michigan C	0	0	10	10	E
Missouri A	Carleton College	10	0	10	20	ME
Missouri B	Washington A	0	0	10	10	E
NYU A	Johns Hopkins B	10	0	10	20	ME
NYU B	Catholic	0	0	10	10	E
Notre Dame A	Indiana B	10	0	10	20	ME
Notre Dame B	Indiana C	0	0	0	0
Ohio State A	CWRU A	0	0	10	10	E
Ohio State C	Pittsburgh	0	0	0	0
Ottawa	McMaster B	0	0	10	10	E
Penn State	Rochester	10	0	10	20	ME
Purdue A	Chicago B	0	0	0	0
Purdue B	Chicago A	0	0	0	0
Queen's	Toronto Metropolitan	10	0	10	20	ME
RIT	Cornell B	0	0	10	10	E
Simon Fraser	Western B	10	0	0	10	M
Southampton A	Cardiff	10	0	10	20	ME
Southern Connecticut State	MIT	0	0	10	10	E
Stanford A	Berkeley D	10	0	10	20	ME
Swarthmore	NYU C	0	0	10	10	E
Tennessee A	WashU A	0	0	10	10	E
Tennessee B	Mississipi State	0	0	0	0
Texas A	Murray State A	0	0	10	10	E
Texas B	Texas A&M A	10	0	10	20	ME
Toronto C	UBC B	0	0	10	10	E
Toronto E	Toronto B	0	0	10	10	E
Toronto G	Carleton University	0	0	0	0
UCL	Cambridge B	10	0	10	20	ME
Warwick A	Birmingham	0	0	10	10	E
Washington B	Iowa State	0	0	10	10	E
Yale	Brandeis A	0	0	0	0

Summary

Tournament	Edition	Match	Heard	PPB	E %	M %	H %
California (North)	Main Site	✓	3	23.33	100%	100%	33%
Canada	Main Site	✓	9	11.11	78%	33%	0%
Florida	Main Site	✓	2	5.00	50%	0%	0%
Great Lakes	Main Site	✓	5	8.00	80%	0%	0%
Midwest	Main Site	✓	8	10.00	50%	50%	0%
Northeast	Main Site	✓	4	10.00	75%	25%	0%
Overflow	Main Site	✓	4	12.50	100%	25%	0%
South Central	Main Site	✓	2	15.00	100%	50%	0%
Southeast	Main Site	✓	6	11.67	83%	33%	0%
UK	Main Site	✓	10	17.00	100%	50%	20%
Upper Mid-Atlantic	Main Site	✓	8	13.75	88%	38%	13%
Upstate NY	Main Site	✓	3	16.67	100%	67%	0%